Current Mortgage Interest Rates: August 29, 2025

Home Loan Interest Rates in India as of March 19, 2019: A Comprehensive Overview

Home loan interest rates play a significant role in the affordability of a property for many borrowers. Here's a summary of the floating interest rates offered by various banks and financial institutions in India, as compiled by BankBazaar.com from respective bank's websites.

For those with a credit score of 751 and above, some banks may offer fixed interest rates. However, for the majority of borrowers, floating interest rates are the norm.

RBL Bank offers a floating interest rate of 9.0% or more for all loan amounts. PNB Housing offers floating interest rates of 8.25-12.15% for loan amounts under Rs. 30 lakh, 8.25-12.35% for loan amounts between Rs. 30 to 75 lakh, and 8.25-12.35% for loan amounts above Rs. 75 lakh. IOB offers floating interest rates of 7.35-8.45% for all loan amounts.

IIFL Home Finance offers floating interest rates of 8.75% or more for all loan amounts. LIC Housing Finance Ltd offers floating interest rates of 7.50-9.70% for loan amounts under Rs. 30 lakh, 7.50-9.90% for loan amounts between Rs. 30 to 75 lakh, and 7.50-10.0% for loan amounts above Rs. 75 lakh. Karur Vysya Bank offers floating interest rates of 7.95-10.90% for all loan amounts.

Sundaram Home Finance Ltd offers a floating interest rate of 10% or more for all loan amounts. Bajaj Finserv offers floating interest rates of 7.35-18.0% for all loan amounts. Karnataka Bank offers floating interest rates of 8.19-10.74% for all loan amounts.

Bank of India offers floating interest rates of 7.35-10.10% for loan amounts under Rs. 30 lakh, 7.35-10.10% for loan amounts between Rs. 30 to 75 lakh, and 7.35-10.10% for loan amounts above Rs. 75 lakh. ICICI Bank offers a floating interest rate of 7.70% or more for loan amounts above Rs. 75 lakh. J&K Bank offers a floating interest rate of 8.0% or more for all loan amounts.

Central Bank Housing offers floating interest rates of 10-12.85% for all loan amounts. South Indian Bank offers a floating interest rate of 7.75% or more for all loan amounts. Bank of Baroda offers floating interest rates of 7.45-9.20% for loan amounts under Rs. 30 lakh, 7.45-9.20% for loan amounts between Rs. 30 to 75 lakh, and 7.45-9.20% for loan amounts above Rs. 75 lakh.

Bank of Maharashtra offers floating interest rates of 7.35-9.90% for loan amounts under Rs. 30 lakh, 7.35-9.90% for loan amounts between Rs. 30 to 75 lakh, and 7.35-9.90% for loan amounts above Rs. 75 lakh. Some banks and financial institutions may offer fixed rates only for a defined period, after which prevailing floating rates are applied.

Punjab National Bank offers floating interest rates of 7.55-9.20% for loan amounts under Rs. 30 lakh, 7.50-9.20% for loan amounts between Rs. 30 to 75 lakh, and 7.50-9.10% for loan amounts above Rs. 75 lakh. HDFC Bank offers floating interest rates of 7.90-13.20% for all loan amounts. Tamilnad Mercantile Bank offers floating interest rates of 8.15-9.50% for all loan amounts. Yes Bank offers a floating interest rate of 9.0-11.50% for all loan amounts.

Aditya Birla Housing Fin offers floating interest rates of 8.25% or more for all loan amounts. Punjab & Sind Bank offers floating interest rates of 7.55-10.75% for all loan amounts. Union Bank of India offers floating interest rates of 7.30-9.50% for all loan amounts. Kotak Mahindra Bank offers a floating interest rate of 7.99% or more for all loan amounts.

State Bank of India offers floating interest rates of 7.50-8.70% for all loan amounts. It is advisable to check the latest interest rates and terms and conditions directly with the banks or financial institutions before applying for a loan.

Canara Bank offers floating interest rates of 7.30-10.25% for loan amounts under Rs. 30 lakh, 7.30-10.25% for loan amounts between Rs. 30 to 75 lakh, and 7.30-10.25% for loan amounts above Rs. 75 lakh. The interest rates provided are subject to change without notice.

Fixed interest rates offered by LIC Housing Finance Ltd may be subject to revision after a specified tenure, according to the bank's terms and conditions. LIC Housing Finance Ltd offers a fixed interest rate of 10-10.25% for all loan amounts. The annual percentage rate (APR) is mentioned in the provided interest rates. The interest rates provided do not include any processing fees, prepayment charges, or other charges that may be applicable.

Tata Capital offers floating interest rates of 7.75% or more for all loan amounts. Samman Capital offers floating interest rates of 8.75% or more for all loan amounts. Piramal Finance Limited offers a floating interest rate of 9% or more for all loan amounts. GIC Housing Finance Ltd offers floating interest rates of 8.80% or more for all loan amounts. IDBI Bank offers floating interest rates of 7.55-12.15% for all loan amounts.

Current fixed mortgage interest rates in Germany for 10-year terms range approximately from 3.26% to 3.95% effective annual rate, with typical offers around 3.4% to 3.7% as of late August to early September 2025; floating or variable rates are generally slightly lower but vary depending on lender and conditions. These rates were last updated between late August and early September 2025 according to multiple sources from Dr. Klein, Finanztip, Interhyp, and ImmobilienScout24.

DBS Bank offers a floating interest rate of 8.75% or more for loan amounts under Rs. 30 lakh, and a floating interest rate of 8.75% or more for loan amounts above Rs. 75 lakh. UCO Bank offers floating interest rates of 7.25-9.50% for all loan amounts. Axis Bank offers floating interest rates of 8.35-9.35% for loan amounts under Rs. 30 lakh, 8.35-9.35% for loan amounts between Rs. 30 to 75 lakh, and 8.35-9.35% for loan amounts above Rs. 75 lakh.

In conclusion, home loan interest rates in India vary significantly among banks and financial institutions. It is essential for potential borrowers to research and compare interest rates and terms before applying for a loan. It is also important to note that the interest rates provided are subject to change without notice and may not be applicable for existing loans.