Expanded driver classes for nearly 9 million motorists in the region.
In a recent report by the German Insurance Association (GDV), it has been revealed that changes in regional classes for motor vehicle liability insurance and comprehensive insurance will affect millions of drivers in Germany this year.
Jörg Asmussen, the CEO of GDV, announced that 56 districts and around 5 million car drivers will have better regional classes in motor vehicle liability insurance in 2022. This change will result in more favorable insurance premiums for these drivers. However, it's important to note that a better classification does not necessarily indicate a change in the overall motor vehicle insurance premium.
In addition, 52 districts and around 4.2 million car drivers will benefit from better regional classes in the comprehensive insurance, with around 2 million drivers seeing an increase in their regional classes due to the current GDV regional statistics.
For around 85% or 31.2 million drivers, nothing will change in their regional classes. This means that their insurance premiums will remain the same.
The regions with the best damage statistics in motor vehicle liability insurance nationwide are the Prignitz in Brandenburg, with damages 30% lower than the national average, and Wesermarsch in Brake (Lower Saxony), which has the lowest index value of 76.17.
On the other hand, Berlin has the worst damage statistics, with damages more than a third higher than the national average. Berlin also has the highest index value for motor vehicle liability insurance of 137.26.
In the partial insurance, Bamberg (Bavaria) has the lowest index value of 56.45. In the motor vehicle liability insurance, Garmisch-Partenkirchen (Bavaria) has the highest index value of 143.00, while Ostallgäu (Bavaria) has the highest index value of 204.09.
It's worth noting that the region with the lowest index value for motor vehicle liability insurance in 2022 is not specified in the provided search results. The GDV classifies 413 registration districts in Germany into regional classes annually.
For the remaining 305 districts and around 32.8 million motor vehicle liability insured, the regional classes will remain the same in 2022. In comprehensive insurance, around 3.5 million fully or partially insured will have better regional classes.
This news highlights the importance of regularly reviewing one's motor vehicle insurance policy to ensure that one is getting the best possible deal. It's advisable to consult with an insurance broker or the insurance company directly to understand the implications of the changes in regional classes.
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