Investing in Artificial Intelligence without the risk? This ETF could be your astute choice.

Investing in AI technology without the market turbulence? This ETF could be your shrewd choice.

The Invesco QQQ Trust ETF, a popular exchange-traded fund (ETF), offers a unique opportunity for investors seeking a safer investment option for AI-driven returns. This ETF, which tracks the Nasdaq-100, is heavily influenced by tech giants like Nvidia, Microsoft, Apple, Amazon, Broadcom, Meta Platforms, Netflix, Tesla, and Google parent Alphabet's two tickers.

Nvidia, in particular, makes up 9.9% of the index of the Invesco QQQ Trust ETF, reflecting its significant influence on the fund's performance. Over the last 10 years, the Invesco QQQ Trust has earned average net asset value returns of 18.5% annually, higher than the S&P 500-based SPDR S&P 500 ETF Trust's 13.5% return over the same period.

However, it's important to note that the Invesco QQQ Trust's net asset value returns include expense ratios, explaining the difference between its 18.5% annual return and the Nasdaq-100 index's average annual return of just over 18.7% over the same time frame. Beating an 18.5% return in the long run is exceptionally challenging for individual investors.

The Invesco QQQ Trust's top five holdings, aside from Nvidia, are Amazon and Broadcom. Microsoft and Apple are the No. 2 and No. 3 holdings, making up 8.7% and 7.8%, respectively, of its assets. The other five tickers in the top 10 are Meta Platforms, Netflix, Tesla, and Google parent Alphabet's two tickers.

Investing in the Invesco QQQ Trust allows for a broad portfolio with serious AI exposure at a low cost. The average ETF's expense ratio is 0.4%, making the Invesco QQQ Trust's costs reasonable, with a charge of only 0.2% to its investors.

Despite its tech-heavy focus, the Invesco QQQ Trust ETF includes companies in various industries beyond technology. This diversification may appeal to investors seeking exposure to a broad range of sectors within the tech industry.

However, it's worth noting that the Invesco QQQ Trust ETF lost one-third of its value in 2022 and gained about 10.7% year to date in 2025. As with any investment, there are risks involved, and potential investors should carefully consider their own risk tolerance and investment objectives before making a decision.

The Invesco QQQ Trust was created and is managed by Invesco Ltd., an investment management company. It is not attributed to a single founder but rather developed as a product of Invesco.

In conclusion, the Invesco QQQ Trust ETF provides an attractive option for investors seeking exposure to the tech industry, particularly AI-focused companies. With a broad portfolio and a reasonable expense ratio, this ETF offers a potential avenue for diversified growth in the tech sector. As with any investment, careful consideration and a thorough understanding of the risks involved are essential.