Medicare and Procedures for Bunion Removal: Insurance Coverage and Financial Implications
In the world of foot health, bunion surgery (bunionectomy) is a common procedure for those experiencing severe pain, chronic inflammation, structural irregularity, or stiffness due to a bunion. This news article aims to shed light on the costs associated with this surgery under Medicare, a popular healthcare insurance option for many Americans.
Firstly, it's important to note that Medicare covers bunion surgery when deemed medically necessary. This coverage extends to both Original Medicare and Medicare Advantage (Part C) plans. For outpatient procedures, Part B, which is the medical insurance component of Medicare, provides the coverage.
The cost of a bunionectomy under Medicare Part B can vary depending on the type of surgery and individual needs. For instance, a bunionectomy with proximal phalanx osteotomy in an ambulatory surgical center typically costs $985, while the same procedure in a hospital outpatient department averages at $1,527. A more complex procedure like bunionectomy with first metatarsal and medial cuneiform joint arthrodesis in an ambulatory surgical center can cost $2,080, and $1,793 in a hospital outpatient department.
After reaching their deductible, a person typically pays 20% of the Medicare-approved cost of a covered procedure under Medicare Part B. As of 2025, the annual deductible for Medicare Part B is $257, and the monthly premium is at least $185.
It's worth mentioning that Medicare does not cover routine foot care. However, it does cover medically necessary treatment of foot injuries or diseases, including bunions. Under certain rare circumstances, bunion surgery during a hospital stay is covered under Medicare Part A.
When it comes to Medicare Advantage plans, costs for bunion surgeries can vary depending on whether the surgery is performed by in-network contracted doctors or out-of-network providers. Contracted doctors in Medicare Advantage plans have agreements with the plan to provide services at negotiated rates.
Before considering surgery, it's advisable to try conservative treatments like changing footwear or using foot pads, as podiatrists typically recommend. If these measures fail to alleviate the symptoms, a doctor may recommend bunion surgery for significant pain or to correct a structural irregularity.
In conclusion, understanding the costs associated with bunion surgery under Medicare can help individuals make informed decisions about their healthcare. It's always a good idea to discuss the specifics of your situation with your healthcare provider and your insurance company to get a clear picture of what you can expect to pay.
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